Banking Going Mobile

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Written on Sunday, October 19, 2008

Mobile Banking is still in its early stages of adoption worldwide. However, Sybase 365, a subsidiary of mobile messaging company Sybase, says it has exposed several myths surrounding mobile banking, in order to inform the general public and promote the use of mobile banking services. According to a recent survey Sybase conducted, some of the most common myths include:
  • Mobile banking is not secure
  • There is little consumer demand for mobile banking solutions
  • For financial institutions, mobile banking is just another way to charge customers for additional services
  • For financial institutions, mobile banking is only about cost savings
  • When financial institutions talk about mobile banking, they are referring to the ability to check an account balance or stock prices via a mobile device
  • In terms of implementation, there are no drawbacks to using an ATM network to integrate to a bank
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